Choose your loan.

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Ready Reserve Line of Credit

Best For

  • Covering unexpected expenses or protecting your account from overdrafts 

Features

  • Payments automatically transferred from your checking each month 
  • Make additional payments any time  
  • No fees 
  • Only pay interest for the time you borrow money 

Requirements

  • The Bank may require updated financial statements periodically to keep your Ready Reserve intact. 
Ready Reserve Line of Credit

Put plans into motion with one of our personal loan options — fast, flexible financing made for you.

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Contact a Banker

Fees Out, Features In 

We go beyond products and services. We build relationships, support our customers, and simplify banking. 

Complimentary Bill Pay

Easily pay bills and schedule automatic payments. Never miss a due date again! 

Surcharge-Free ATMs

Access your cash without extra fees using one of over 75,000 surcharge-free ATMs nationwide. 

Debit Cards

Secure and convenient — use your Bank of Commerce debit card to make purchases online or in person. 

Complimentary Online Banking

View transactions, access statements, and manage your money anytime, anywhere. 

FAQs

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Can I go to any branch for a loan request?

If you would like to request a loan, you can start by gathering essential information including but not limited to a government ID, your social security number, current address, and other supporting documents. Once you have your items collected, visit one of our branches to start the process.

How do I advance loan proceeds to my checking account?

During the loan processing, one of our friendly lenders will help you set up your accounts and any connected payments.

How can I set up overdraft protection?

If you would like to set up overdraft protection, you can ask one of our members at a branch or you can send a secure message through our Online or Mobile Banking platform.

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