Grow your business roots with steady savings. 

Earn competitive rates with flexible CD options designed to fit your company’s timeline. 

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Details

Certificates of Deposit

  • Terms from 90 days to four years.
  • Fixed interest rate.
  • For a CD with a term under 1 year, interest is compounded and paid at maturity.
  • For CD's with a term between 1 and 4 years, interest is compounded and paid quarterly.
  • Minimum to open is $500.00.
  • There may be a substantial penalty for early withdrawal. Fees may reduce earnings on these accounts.

CD Plus

  • 11 month term.
  • fixed interest rate.
  • interest is compounded and paid at maturity.
  • $500.00 minimum to open.
  • add-on feature ($200 minimum).
  • There may be a substantial penalty for early withdrawal. Fees may reduce earnings on these accounts.

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FAQs

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Get Started

We’ll take care of the details, so you can enjoy smarter, more convenient banking. 

Kasasa Cash CalculatorDisclaimer

Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.

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  • Estimated monthly interest earned* $0
  • Monthly ATM fees refunded**$0
Buy vs. Lease CalculatorDisclaimer

This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.

1. Vehicle Info
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2. Loan Details
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3. Lease Details
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CD CalculatorDisclaimer

A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.

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What is the compounding interval?
  • Total interest earned $0
  • Annual Percentage Yield (APY)0.000%
Savings Goal CalculatorDisclaimer

Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.

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Simple Loan CalculatorDisclaimer

This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.

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  • Total paid $0
  • Total interest paid $0

CD Plus

CD Plus - $200 min add on – no penalties waived – other banking relationship required
(all rates APY*)
 
180 days 4.05%
11 month 3.65%

* Annual Percentage Yield. Rates are subject to change. There may be a substantial penalty for early withdrawal. Fees may reduce earnings on these accounts.  Minimum balance may be required to open account. See account details for more information.

CDs

Certificates of Deposit
$500 minimum to open
(all rates APY*)
 
90 days 3.00%
9 month 3.35%
12 month 3.15%
18 month 2.75%
24 month 2.50%
36 month 1.25%
48 month 1.00%

* Annual Percentage Yield.  Rates are subject to change. There may be a substantial penalty for early withdrawal. Fees may reduce earnings on these accounts.  Minimum balance may be required to open account. See account details for more information.

Deposit Interest Rates

Deposit Interest Rates APY*)
Money Market account – up to $49,999.99 0.95%
Money Market account- $50,000.00 and over 2.35%
Now account - $0 - $2,499 0.10%
Now account - $2,500 + 0.15%
Health Savings account - $0 - $2,499 0.40%
Health Savings account - $2,500 + 0.45%
$mart Cents savings - $0 - $5,000 3.50%
$mart Cents savings - $5,000 + 0.45%
Savings 0.45%
e-Savings 0.45%
Idaho Medical Savings account 0.45%

* Annual Percentage Yield.  Rates are subject to change. Fees may reduce earnings on these accounts.
  Minimum balance may be required to open account. See account details for more information.

IRAs

Individual Retirement accounts (IRAs) – deposits allowed
(all rates APY*)
 
18 month variable 0.90%
18 month 2.75%
24 month 2.50%
36 month 1.25%
48 month 1.00%

* Annual Percentage Yield. Rates are subject to change.There may be a substantial penalty for early withdrawal. Fees may reduce earnings on these accounts.  Minimum balance may be required to open account. See account details for more information.

Kasasa Saver*

Balance Minimum Opening Deposit Rate APY
0 - $15,000 $x 0.00% 0.00%
$15,000+ $x 0.00% 0.00%
All balances if qualifications not met $x 0.00% 0.00%

Qualifications

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