Checking packed with perks and protection.
$mart Cents Checking blends banking convenience and value while safeguarding what matters the most.
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Details
Features You’ll Love
- Cell phone protection.
- $hopping rewards.
- Travel and leisure discounts.
- Movie and amusement park passes.
- Identity theft monitoring.
- Debit card (with no annual fee).
- Surcharge-free ATMs at Money Pass or Allpoint nationwide.
- Online Banking and Mobile Banking access.
- Complimentary Bill Pay.
- No minimum balance.
- $6.95 monthly fee.
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Checking FAQs
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Get Started
We’ll take care of the details, so you can enjoy smarter, more convenient banking.
Enjoy More Moments at Home
Banking that is so easy, you can do it from your couch.
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
CD Plus
| CD Plus - $200 min add on – no penalties waived – other banking relationship required (all rates APY*) |
|
|---|---|
| 180 days | 4.05% |
| 11 month | 3.65% |
* Annual Percentage Yield. Rates are subject to change. There may be a substantial penalty for early withdrawal. Fees may reduce earnings on these accounts. Minimum balance may be required to open account. See account details for more information.
CDs
| Certificates of Deposit $500 minimum to open (all rates APY*) |
|
|---|---|
| 90 days | 3.00% |
| 9 month | 3.35% |
| 12 month | 3.15% |
| 18 month | 2.75% |
| 24 month | 2.50% |
| 36 month | 1.25% |
| 48 month | 1.00% |
* Annual Percentage Yield. Rates are subject to change. There may be a substantial penalty for early withdrawal. Fees may reduce earnings on these accounts. Minimum balance may be required to open account. See account details for more information.
Deposit Interest Rates
| Deposit Interest Rates | APY*) |
|---|---|
| Money Market account – up to $49,999.99 | 0.95% |
| Money Market account- $50,000.00 and over | 2.35% |
| Now account - $0 - $2,499 | 0.10% |
| Now account - $2,500 + | 0.15% |
| Health Savings account - $0 - $2,499 | 0.40% |
| Health Savings account - $2,500 + | 0.45% |
| $mart Cents savings - $0 - $5,000 | 3.50% |
| $mart Cents savings - $5,000 + | 0.45% |
| Savings | 0.45% |
| e-Savings | 0.45% |
| Idaho Medical Savings account | 0.45% |
* Annual Percentage Yield. Rates are subject to change. Fees may reduce earnings on these accounts.
Minimum balance may be required to open account. See account details for more information.
IRAs
| Individual Retirement accounts (IRAs) – deposits allowed (all rates APY*) |
|
|---|---|
| 18 month variable | 0.90% |
| 18 month | 2.75% |
| 24 month | 2.50% |
| 36 month | 1.25% |
| 48 month | 1.00% |
* Annual Percentage Yield. Rates are subject to change.There may be a substantial penalty for early withdrawal. Fees may reduce earnings on these accounts. Minimum balance may be required to open account. See account details for more information.
Kasasa Saver*
| Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 0 - $15,000 | $x | 0.00% | 0.00% |
| $15,000+ | $x | 0.00% | 0.00% |
| All balances if qualifications not met | $x | 0.00% | 0.00% |
Qualifications
xx