APY = Annual Percentage Yield. Rates effective as of {{ dynamic-date }}. Fees may reduce earnings.
Deposit Interest Rates
| Deposit Interest Rates | APY*) |
|---|---|
| Money Market account – up to $49,999.99 | 0.95% |
| Money Market account- $50,000.00 and over | 2.35% |
| Now account - $0 - $2,499 | 0.10% |
| Now account - $2,500 + | 0.15% |
| Health Savings account - $0 - $2,499 | 0.40% |
| Health Savings account - $2,500 + | 0.45% |
| $mart Cents savings - $0 - $5,000 | 3.50% |
| $mart Cents savings - $5,000 + | 0.45% |
| Savings | 0.45% |
| e-Savings | 0.45% |
| Idaho Medical Savings account | 0.45% |
* Annual Percentage Yield. Rates are subject to change. Fees may reduce earnings on these accounts.
Minimum balance may be required to open account. See account details for more information.
CDs Back to Top Learn More
| Certificates of Deposit $500 minimum to open (all rates APY*) |
|
|---|---|
| 90 days | 3.00% |
| 9 month | 3.35% |
| 12 month | 3.15% |
| 18 month | 2.75% |
| 24 month | 2.50% |
| 36 month | 1.25% |
| 48 month | 1.00% |
* Annual Percentage Yield. Rates are subject to change. There may be a substantial penalty for early withdrawal. Fees may reduce earnings on these accounts. Minimum balance may be required to open account. See account details for more information.
CD Plus Back to Top Learn More
| CD Plus - $200 min add on – no penalties waived – other banking relationship required (all rates APY*) |
|
|---|---|
| 180 days | 4.05% |
| 11 month | 3.65% |
* Annual Percentage Yield. Rates are subject to change. There may be a substantial penalty for early withdrawal. Fees may reduce earnings on these accounts. Minimum balance may be required to open account. See account details for more information.
IRAs Back to Top Learn More
| Individual Retirement accounts (IRAs) – deposits allowed (all rates APY*) |
|
|---|---|
| 18 month variable | 0.90% |
| 18 month | 2.75% |
| 24 month | 2.50% |
| 36 month | 1.25% |
| 48 month | 1.00% |
* Annual Percentage Yield. Rates are subject to change.There may be a substantial penalty for early withdrawal. Fees may reduce earnings on these accounts. Minimum balance may be required to open account. See account details for more information.